Overview

Capital Fundings, LLC along with and on behalf of its subsidiaries and affiliated companies (collectively “Capital Fundings”) operated this and related websites and maintains the Privacy Policy below (“Privacy Policy”).  The Privacy Policy applies to all individuals that visit this or any Capital Fundings website, individuals who speak to Capital Fundings employees via the telephone or text, individuals who visit the Capital Fundings offices, and any respective third-party service providers, business contacts, existing and prospective clients, investors in Capital Fundings, and employees (the “End Users).  This Privacy Policy specifies how Capital Fundings processes information identifies, describes, or references a specific individual (“Personal Information”).

Sources of Information

Capital Fundings collects Personal Information directly from End Users.  End Users will know when they are providing Personal Information to Capital Fundings because they will be asked to provide Personal Information for a specific purpose.

Use of Personal Information

Capital Fundings uses Personal Information to underwrite mortgages, provide customer service, service clients’ accounts, process payments, and make internal approval decisions. With user’s consent, Capital Fundings may send text messages periodically if user has opted in. User can reply STOP at any time to unsubscribe from text messages. Capital Fundings can use Personal Information for the following purposes:

• To create, maintain, service and secure End User accounts.

• To provide End Users information about Capital Fundings products, offerings, and rates.

• To process request for a loan.

• To send a text message regarding their loan and/or update on any relevant information regarding Capital Fundings

• To respond to law enforcement requests as required by applicable law, court order or governmental regulation.

• To purchase any third-party providers information that will be used in determining loan approval or pricing.

• To protect against malicious, deceptive, fraudulent, or illegal activity, and the process of prosecuting those responsible for said activity.

• For any purpose with the End User’s consent.

Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Cookies

Capital Fundings may use Cookies and similar technologies to collect your device IP address, unique device ID, Internet service provider, serving domain, geographical area, location data, browser type and settings data, operating system, referring URL’s, search history, interactions with our digital assets and dates and time of actions.  Capital Fundings uses Google Analytics to collect information about End Users interaction with Capital Funding’s websites.  To opt-out from these cookies across all websites, visit http://tools.google.com/dlpage/gaoptout.  To find out more about cookies, you can visit http://aboutcookies.org or http://www.allaboutcookies.org.  Please note that opting-out of cookies, tags, and pixels only pertains to the device and the browser that you are using when you opt-out.

Rights of End Users

Capital Fundings acknowledges the rights of End Users to include:

• Right to know about Personal Information collected, used, or sold by Capital Fundings

• Right to request deletion of Personal Information

• • Capital Fundings does not sell Personal Information

Link to Third Party Websites

Capital Fundings may use links to third party websites within Capital Fundings websites.  Capital Fundings recommends that End Users read the privacy policies of the third-party links.  Links to third party websites are for convenience and Capital Fundings renounces any responsibility for third party websites procedures.

Personal Information from Children Under the Age of 18

Capital Fundings does not knowingly collect Personal Information from children under the age of 18. 

Updates to Privacy Policy

Capital Fundings reserves the right to modify, amend or restate this Privacy Policy at any time.  Any changes to the Privacy Policy will be indicated by date the Privacy Policy was modified, amended or restated at the end of the Privacy Policy.  End Users should periodically review the Privacy Policy.  Accessing the Capital Fundings website acknowledges you have agreed to the terms of this Privacy Policy as it has been modified, amended or restated.

Privacy Policy last updated 07/19/2024